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Life insurance is about providing protection to the dependents.
At the same time, it also provides peace of mind to the living person.
The other type of policy is bought from an investment perspective.
These can be called by different names like Universal, Permanent or Whole Life insurance.
In many other cases, premiums do not come under the ambit of taxation laws.
In the US and the UK, by and large, premiums paid for life insurance are not tax deductible.
Death is the only thing that is certain in this world.
Since we live in a society, the first thought that comes to our mind is how to protect those who are dependent on us.
In Australia, premiums paid through superannuation fund are taxable.
However, having a life insurance policy does not mean that you will get life cover for all kinds of deaths.